CompleteAutoLoans.com is a CAL website property (collectively referred to herein as "CAL").
Who We Are
CAL is an online lending marketplace for consumers seeking financing. We provide information and the ability to apply online. If approved, you can then choose a Lender and financing that satisfies your needs.
How We Collect Your Information
In order to match you with appropriate lenders, automobile dealerships and/or affiliates, you will provide certain personal information such as name, address, e-mail address, social security number and income. This and other information such as your credit history and credit score may be obtained and provided to certain participating lenders and affiliates for a loan decision.
How We Share Your Information
We use the information you provide, as well as information from your credit report, to match you with appropriate lenders, automobile dealerships and/or affiliates. Once you submit your information to CAL, lenders, automobile dealerships and/or affiliates will decide whether to make you a loan offer. All lenders, automobile dealerships and/or affiliates on the CAL platform are required to comply with the federal privacy laws; however, we suggest you review their privacy policies before accepting a loan transaction with them. Our objective is to help find financing options so that you can purchase or lease the car you want. If you have a unique situation and we are unable to match your profile with one of our lending sources, we continue to remain committed to helping you look for financing options through affiliates who may be better able to help you obtain financing through their dealership networks. Additionally, you may be notified of special offers through promotional affiliates. When you register with CAL and leave the box checked stating "I want to receive information…" you explicitly authorize us to share your information and to contact you via email. Finally, in certain situations we may be required to share your information with law enforcement or government agencies in response to a subpoena, state or federal audit, or other similar circumstances.
How We Safeguard Your Information
CAL uses extensive and sophisticated secure technology to protect your data and transmissions between you, CAL, participating Lenders, automobile dealerships and/or affiliates. Transmission between browsers and our web server is implemented using Secure Sockets Layer (SSL) technology. This technology requires an SSL-capable browser such as Microsoft Internet Explorer version 5.5 (or later) or Netscape Navigator version 4.7 (or later). Transmissions between CAL and participating lenders, automobile dealerships and/or affiliates are encrypted using public key cryptography algorithms with a minimum key size of 256 bits. Since ensuring your information is secure is important to us, we further limit access to your information to those employees who need access in order to perform their job. We maintain physical, procedural, and electronic safeguards to protect your information from unauthorized access.
How Long We Retain Your Information
Federal and state agencies require that we retain certain loan-related information. Therefore, we may retain your information for a period of seven years.
Is It Necessary To Opt-Out?
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Last Updated: 4/10/2012